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Chase Sapphire SM Preferred Card
&
Citi® Diamond Preferred® Rewards Card
Side-by-Side Comparison


Here is the detailed comparison.

Chase Sapphire SM Preferred Card and Citi® Diamond Preferred® Rewards Card

Chase Sapphire SM  Preferred Card Offer Chase SapphireSM Preferred Card  Official
Card
Name
Citi® Diamond Preferred® Rewards Card  Citi® Diamond Preferred® Rewards Card Offer
Chase Bank Logo Chase Bank 
 
Issuer
   Logo
 
MasterCard  Brand  
$0.00 1 year, then $95.00*  Annual Fee None 
n/a*  Introductory
Rate
n/a*  Length of
Intro Period
12 Mo.* 
15.24% (Fixed)*  Go To Rate
(After Intro)
12.99% - 20.99%* (Variable) 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Very Good 
Limited Time Offer - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!  Bullet Points:
1
$50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening 
2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.  2 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate. 
Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM  3 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter** 
No foreign transaction fees  4 Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more 
Earn a 7% annual points dividend - even on points already redeemed  5 No annual fee 
     



 


     


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