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Upromise® World MasterCard®
&
Starwood Preferred Guest® Credit Card
Side-by-Side Comparison


Here is the detailed comparison.

Upromise® World MasterCard® and Starwood Preferred Guest® Credit Card

Upromise® World MasterCard® Offer Upromise® World MasterCard®  Official
Card
Name
Starwood Preferred Guest® Credit Card  Starwood Preferred Guest® Credit Card Offer
 Logo  
 
Issuer
American Express  American Express Logo
 
  Brand American Express 
None  Annual Fee $0.00 1 year, then $65.00* 
0 on purchas  Introductory
Rate
n/a* 
7-10 billing cycles  Length of
Intro Period
n/a* 
12.99%-20.99% Variable  Go To Rate
(After Intro)
15.24-19.24% (Fixed)* 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Good 
10% extra college savings on thousands of eligible grocery and drugstore items  Bullet Points:
1
Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel 
2% extra college savings on eligible gas purchases at Exxon and Mobil locations  2 Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates  
1% college savings on every purchase  3 2011 SmarterTravel® Award for "Best Travel Rewards Card" 
Get $25 college savings after the first qualified use of your account  4 $0 introductory annual fee for the first year, then $65 
No annual fee†  5  
     



 


     


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