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Ink SM Classic
&
Citi® Platinum Select® / AAdvantage® World MasterCard®
Side-by-Side Comparison


Here is the detailed comparison.

Ink SM Classic and Citi® Platinum Select® / AAdvantage® World MasterCard®

Ink SM  Classic Offer InkSM Classic  Official
Card
Name
Citi® Platinum Select® / AAdvantage® World MasterCard®  Citi® Platinum Select® / AAdvantage® World MasterCard® Offer
Chase Bank Logo Chase Bank 
 
Issuer
CitiBank  CitiBank Logo
 
MasterCard  Brand MasterCard 
$0.00*  Annual Fee $0.00 1 year, then $85.00* 
0.00*  Introductory
Rate
n/a* 
6 Mo. on purchases*  Length of
Intro Period
n/a* 
13.24% (Fixed)*  Go To Rate
(After Intro)
15.24% (Variable)* 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Very Good 
25,000 bonus points after you spend $5,000 in the first 3 months!*  Bullet Points:
1
Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership - more than enough for a roundtrip domestic flight award* 
5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*  2 Earn an additional 10,000 AAdvantage® bonus miles after $5,000 in purchases during the first 6 months of cardmembership* 
2 points per dollar on the first $25,000 spent annually on fuel and lodging*  3 Receive a one-time $100 statement credit for the first eligible American Airlines purchase you make within the first 12 months of cardmembership* 
1 point per dollar on all other card purchases with no limit on the amount you can earn*  4 $85 annual fee waived for the first 12 months* 
Cash back rewards do not expire  5  
     



 


     


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