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Ink SM Classic
&
Citi® Diamond Preferred® Card
Side-by-Side Comparison


Here is the detailed comparison.

Ink SM Classic and Citi® Diamond Preferred® Card

Ink SM  Classic Offer InkSM Classic  Official
Card
Name
Citi® Diamond Preferred® Card  Citi® Diamond Preferred® Card Offer
Chase Bank Logo Chase Bank 
 
Issuer
CitiBank  CitiBank Logo
 
MasterCard  Brand MasterCard 
$0.00*  Annual Fee $0.00* 
0.00*  Introductory
Rate
0.00* 
6 Mo. on purchases*  Length of
Intro Period
18 Mo. on purchases* 
13.24% (Fixed)*  Go To Rate
(After Intro)
11.99-21.99% (Variable)* 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Very Good 
25,000 bonus points after you spend $5,000 in the first 3 months!*  Bullet Points:
1
0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.* 
5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*  2 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more 
2 points per dollar on the first $25,000 spent annually on fuel and lodging*  3 Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass® 
1 point per dollar on all other card purchases with no limit on the amount you can earn*  4 $0 liability on unauthorized purchases and Citi® Identity Theft Solutions 
Cash back rewards do not expire  5 No annual fee* 
     



 


     


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