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Ink SM Classic
&
Starwood Preferred Guest® Credit Card
Side-by-Side Comparison


Here is the detailed comparison.

Ink SM Classic and Starwood Preferred Guest® Credit Card

Ink SM  Classic Offer InkSM Classic  Official
Card
Name
Starwood Preferred Guest® Credit Card  Starwood Preferred Guest® Credit Card Offer
Chase Bank Logo Chase Bank 
 
Issuer
American Express  American Express Logo
 
MasterCard  Brand American Express 
$0.00*  Annual Fee $0.00 1 year, then $65.00* 
0.00*  Introductory
Rate
n/a* 
6 Mo. on purchases*  Length of
Intro Period
n/a* 
13.24% (Fixed)*  Go To Rate
(After Intro)
15.24-19.24% (Fixed)* 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Good 
25,000 bonus points after you spend $5,000 in the first 3 months!*  Bullet Points:
1
Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel 
5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*  2 Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates  
2 points per dollar on the first $25,000 spent annually on fuel and lodging*  3 2011 SmarterTravel® Award for "Best Travel Rewards Card" 
1 point per dollar on all other card purchases with no limit on the amount you can earn*  4 $0 introductory annual fee for the first year, then $65 
Cash back rewards do not expire  5  
     



 


     


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