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Ink SM Classic
&
CitiBusiness® / AAdvantage® Visa®
Side-by-Side Comparison


Here is the detailed comparison.

Ink SM Classic and CitiBusiness® / AAdvantage® Visa®

Ink SM  Classic Offer InkSM Classic  Official
Card
Name
CitiBusiness® / AAdvantage® Visa®  CitiBusiness® / AAdvantage® Visa® Offer
Chase Bank Logo Chase Bank 
 
Issuer
   Logo
 
MasterCard  Brand  
$0.00*  Annual Fee First Year Free, then $7 
0.00*  Introductory
Rate
n/a 
6 Mo. on purchases*  Length of
Intro Period
n/a 
13.24% (Fixed)*  Go To Rate
(After Intro)
15.24%* (Variable) 
Yes  Balance Transfer
Available
No 
Excellent  Credit Level
Required
Excellent 
25,000 bonus points after you spend $5,000 in the first 3 months!*  Bullet Points:
1
Earn 30,000 American Airlines AAdvantage® bonus miles after you make $750 in purchases within the first 4 months of becoming a cardmember* 
5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*  2 $75 annual fee waived for the first 12 months of cardmembership* 
2 points per dollar on the first $25,000 spent annually on fuel and lodging*  3 Earn 1 American Airlines AAdvantage® mile for every $1 spent on purchases, and AAdvantage® miles may never expire* 
1 point per dollar on all other card purchases with no limit on the amount you can earn*  4 Earn American Airlines AAdvantage® miles faster from purchases made on your employee accounts* 
Cash back rewards do not expire  5 No blackout dates on AAdvantage® award travel on American Airlines, American Eagle and the AmericanConnection® carrier* 
     



 


     


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