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Ink SM Classic
&
TrueEarnings® Card from Costco and American Express
Side-by-Side Comparison


Here is the detailed comparison.

Ink SM Classic and TrueEarnings® Card from Costco and American Express

Ink SM  Classic Offer InkSM Classic  Official
Card
Name
TrueEarnings® Card from Costco and American Express  TrueEarnings® Card from Costco and American Express Offer
Chase Bank Logo Chase Bank 
 
Issuer
American Express  American Express Logo
 
MasterCard  Brand American Express 
$0.00*  Annual Fee $0.00* 
0.00*  Introductory
Rate
0.00* 
6 Mo. on purchases*  Length of
Intro Period
6 Mo. on purchases* 
13.24% (Fixed)*  Go To Rate
(After Intro)
15.24% (Fixed)* 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Very Good 
25,000 bonus points after you spend $5,000 in the first 3 months!*  Bullet Points:
1
American Express® Card and Costco Membership Card in one- with no annual fee for Costco members  
5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*  2 Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco 
2 points per dollar on the first $25,000 spent annually on fuel and lodging*  3 Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express 
1 point per dollar on all other card purchases with no limit on the amount you can earn*  4  
Cash back rewards do not expire  5  
     



 


     


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