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Ink SM Classic
&
Citi Forward® Card
Side-by-Side Comparison


Here is the detailed comparison.

Ink SM Classic and Citi Forward® Card

Ink SM  Classic Offer InkSM Classic  Official
Card
Name
Citi Forward® Card  Citi Forward® Card Offer
Chase Bank Logo Chase Bank 
 
Issuer
   Logo
 
MasterCard  Brand  
$0.00*  Annual Fee $0* 
0.00*  Introductory
Rate
0* 
6 Mo. on purchases*  Length of
Intro Period
12 Mo. on balance transfers* 
13.24% (Fixed)*  Go To Rate
(After Intro)
12.99%-21.99%* (Variable) 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Very Good 
25,000 bonus points after you spend $5,000 in the first 3 months!*  Bullet Points:
1
5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases 
5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*  2 Up to a 2% purchase APR reduction when you make a purchase, stay under your credit limit and pay on time 3 billing periods in a row 
2 points per dollar on the first $25,000 spent annually on fuel and lodging*  3 Earn 1,000 bonus points when you sign up for Paperless Statements 
1 point per dollar on all other card purchases with no limit on the amount you can earn*  4 No Annual Fee* 
Cash back rewards do not expire  5  
     



 


     


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