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Ink SM Classic
&
Citi Forward® Card for College Students
Side-by-Side Comparison


Here is the detailed comparison.

Ink SM Classic and Citi Forward® Card for College Students

Ink SM  Classic Offer InkSM Classic  Official
Card
Name
Citi Forward® Card for College Students  Citi Forward® Card for College Students Offer
Chase Bank Logo Chase Bank 
 
Issuer
CitiBank  CitiBank Logo
 
MasterCard  Brand Visa 
$0.00*  Annual Fee $0.00* 
0.00*  Introductory
Rate
0.00* 
6 Mo. on purchases*  Length of
Intro Period
7 Mo. on purchases* 
13.24% (Fixed)*  Go To Rate
(After Intro)
13.99-22.99% (Variable)* 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Very Good 
25,000 bonus points after you spend $5,000 in the first 3 months!*  Bullet Points:
1
No Cosigner required 
5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*  2 APR reduction on purchases when using credit wisely 
2 points per dollar on the first $25,000 spent annually on fuel and lodging*  3 100 ThankYou Points each billing period that you pay on time and stay under your credit limit 
1 point per dollar on all other card purchases with no limit on the amount you can earn*  4 Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening. 
Cash back rewards do not expire  5  
     



 


     


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