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Ink SM Classic
&
PenFed Promise VISA Card
Side-by-Side Comparison


Here is the detailed comparison.

Ink SM Classic and PenFed Promise VISA Card

Ink SM  Classic Offer InkSM Classic  Official
Card
Name
PenFed Promise VISA Card  PenFed Promise VISA Card Offer
Chase Bank Logo Chase Bank 
 
Issuer
   Logo
 
MasterCard  Brand Visa 
$0.00*  Annual Fee $0.00* 
0.00*  Introductory
Rate
7.49* 
6 Mo. on purchases*  Length of
Intro Period
36 Mo. on purchases* 
13.24% (Fixed)*  Go To Rate
(After Intro)
9.99% (Fixed)* 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Good 
25,000 bonus points after you spend $5,000 in the first 3 months!*  Bullet Points:
1
Absolutely No Fees 
5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*  2 7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR. 
2 points per dollar on the first $25,000 spent annually on fuel and lodging*  3 No-fee cash advances carry a 17.99% APR  
1 point per dollar on all other card purchases with no limit on the amount you can earn*  4 No Foreign Transaction Fees 
Cash back rewards do not expire  5 Some restrictions apply. 
     



 


     


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