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Ink SM Classic
&
Miles by Discover® Card
Side-by-Side Comparison


Here is the detailed comparison.

Ink SM Classic and Miles by Discover® Card

Ink SM  Classic Offer InkSM Classic  Official
Card
Name
Miles by Discover® Card  Miles by Discover® Card Offer
Chase Bank Logo Chase Bank 
 
Issuer
Discover  Discover Logo
 
MasterCard  Brand Discover 
$0.00*  Annual Fee $0.00* 
0.00*  Introductory
Rate
0.00* 
6 Mo. on purchases*  Length of
Intro Period
6 Mo. on purchases* 
13.24% (Fixed)*  Go To Rate
(After Intro)
10.99-16.99% (Variable)* 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Very Good 
25,000 bonus points after you spend $5,000 in the first 3 months!*  Bullet Points:
1
Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year 
5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*  2 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash 
2 points per dollar on the first $25,000 spent annually on fuel and lodging*  3 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%* 
1 point per dollar on all other card purchases with no limit on the amount you can earn*  4 No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates 
Cash back rewards do not expire  5 Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card 
     



 


     


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