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Ink SM Classic
&
Citi® Diamond Preferred® Rewards Card
Side-by-Side Comparison


Here is the detailed comparison.

Ink SM Classic and Citi® Diamond Preferred® Rewards Card

Ink SM  Classic Offer InkSM Classic  Official
Card
Name
Citi® Diamond Preferred® Rewards Card  Citi® Diamond Preferred® Rewards Card Offer
Chase Bank Logo Chase Bank 
 
Issuer
   Logo
 
MasterCard  Brand  
$0.00*  Annual Fee None 
0.00*  Introductory
Rate
6 Mo. on purchases*  Length of
Intro Period
12 Mo.* 
13.24% (Fixed)*  Go To Rate
(After Intro)
12.99% - 20.99%* (Variable) 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Very Good 
25,000 bonus points after you spend $5,000 in the first 3 months!*  Bullet Points:
1
$50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening 
5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*  2 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate. 
2 points per dollar on the first $25,000 spent annually on fuel and lodging*  3 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter** 
1 point per dollar on all other card purchases with no limit on the amount you can earn*  4 Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more 
Cash back rewards do not expire  5 No annual fee 
     



 


     


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