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Ink SM Classic
&
American Express® Gold Card
Side-by-Side Comparison


Here is the detailed comparison.

Ink SM Classic and American Express® Gold Card

Ink SM  Classic Offer InkSM Classic  Official
Card
Name
American Express® Gold Card  American Express® Gold Card Offer
Chase Bank Logo Chase Bank 
 
Issuer
American Express  American Express Logo
 
MasterCard  Brand American Express 
$0.00*  Annual Fee $0.00 1 year, then $125.00* 
0.00*  Introductory
Rate
n/a* 
6 Mo. on purchases*  Length of
Intro Period
n/a* 
13.24% (Fixed)*  Go To Rate
(After Intro)
n/a* 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Very Good 
25,000 bonus points after you spend $5,000 in the first 3 months!*  Bullet Points:
1
Earn 10K Membership Rewards® points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership 
5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*  2 Exclusive access to Gold Card Events- select concerts, shows, major sporting events, and more 
2 points per dollar on the first $25,000 spent annually on fuel and lodging*  3 Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase 
1 point per dollar on all other card purchases with no limit on the amount you can earn*  4 Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards. 
Cash back rewards do not expire  5 Get approved in 60-seconds. 
     



 


     


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