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The Platinum Card® from American Express
&
Orchard Bank Classic MasterCards
Side-by-Side Comparison


Here is the detailed comparison.

The Platinum Card® from American Express and Orchard Bank Classic MasterCards

The Platinum Card® from American Express Offer The Platinum Card® from American Express  Official
Card
Name
Orchard Bank Classic MasterCards  Orchard Bank Classic MasterCards Offer
American Express Logo American Express 
 
Issuer
HSBC  HSBC Logo
 
American Express  Brand MasterCard 
$450.00*  Annual Fee $39.00 1 year, then $59.00* 
n/a*  Introductory
Rate
n/a* 
n/a*  Length of
Intro Period
n/a* 
n/a*  Go To Rate
(After Intro)
14.99-19.99% (Variable)* 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Fair 
25,000 Membership Rewards® points when you spend $1,000 during your first three months of Card membership   Bullet Points:
1
An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly 
Global Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass   2 Acceptance at millions of locations worldwide, including website purchases and reservations 
Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked - baggage fee   3 Your account information is updated and at your fingertips 24/7 so you can manage it your way 
24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more   4 Email and text messages are available to remind you of your upcoming payment due date 
Fine hotels & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide   5 Knowledgeable customer service representatives to assist you with questions or concerns 
     



 


     


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