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Citi® Platinum Select® MasterCard®
&
NetSpend® Visa® Prepaid Card
Side-by-Side Comparison


Here is the detailed comparison.

Citi® Platinum Select® MasterCard® and NetSpend® Visa® Prepaid Card

Citi® Platinum Select® MasterCard® Offer Citi® Platinum Select® MasterCard®  Official
Card
Name
NetSpend® Visa® Prepaid Card  NetSpend® Visa® Prepaid Card Offer
CitiBank Logo CitiBank 
 
Issuer
   Logo
 
MasterCard  Brand Visa 
$0.00*  Annual Fee $0.00* 
0.00*  Introductory
Rate
n/a* 
18 Mo. on purchases*  Length of
Intro Period
n/a* 
11.99-21.99% (Variable)*  Go To Rate
(After Intro)
n/a* 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Any 
0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*  Bullet Points:
1
100% Approval - No credit check needed (ID verification required). 
Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more  2 Get your paycheck, government benefits and tax refund faster with free direct deposit 
Citi® Identity Theft Solutions  3 New - Get rewarded with NetSpend Payback RewardTM options. 
No annual fee*  4 Real-time account activity alerts to your mobile phone. 
  5 Funds are FDIC insured up to the current coverage limit (ID verification required). 
     



 


     


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