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Citi® Platinum Select® MasterCard®
&
Starwood Preferred Guest® Credit Card
Side-by-Side Comparison


Here is the detailed comparison.

Citi® Platinum Select® MasterCard® and Starwood Preferred Guest® Credit Card

Citi® Platinum Select® MasterCard® Offer Citi® Platinum Select® MasterCard®  Official
Card
Name
Starwood Preferred Guest® Credit Card  Starwood Preferred Guest® Credit Card Offer
CitiBank Logo CitiBank 
 
Issuer
American Express  American Express Logo
 
MasterCard  Brand American Express 
$0.00*  Annual Fee $0.00 1 year, then $65.00* 
0.00*  Introductory
Rate
n/a* 
18 Mo. on purchases*  Length of
Intro Period
n/a* 
11.99-21.99% (Variable)*  Go To Rate
(After Intro)
15.24-19.24% (Fixed)* 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Good 
0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*  Bullet Points:
1
Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel 
Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more  2 Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates  
Citi® Identity Theft Solutions  3 2011 SmarterTravel® Award for "Best Travel Rewards Card" 
No annual fee*  4 $0 introductory annual fee for the first year, then $65 
  5  
     



 


     


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