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Citi® Platinum Select® MasterCard®
&
PenFed Promise VISA Card
Side-by-Side Comparison


Here is the detailed comparison.

Citi® Platinum Select® MasterCard® and PenFed Promise VISA Card

Citi® Platinum Select® MasterCard® Offer Citi® Platinum Select® MasterCard®  Official
Card
Name
PenFed Promise VISA Card  PenFed Promise VISA Card Offer
CitiBank Logo CitiBank 
 
Issuer
   Logo
 
MasterCard  Brand Visa 
$0.00*  Annual Fee $0.00* 
0.00*  Introductory
Rate
7.49* 
18 Mo. on purchases*  Length of
Intro Period
36 Mo. on purchases* 
11.99-21.99% (Variable)*  Go To Rate
(After Intro)
9.99% (Fixed)* 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Good 
0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*  Bullet Points:
1
Absolutely No Fees 
Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more  2 7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR. 
Citi® Identity Theft Solutions  3 No-fee cash advances carry a 17.99% APR  
No annual fee*  4 No Foreign Transaction Fees 
  5 Some restrictions apply. 
     



 


     


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