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Citi® Diamond Preferred® Rewards Card
&
Orchard Bank Classic MasterCards
Side-by-Side Comparison


Here is the detailed comparison.

Citi® Diamond Preferred® Rewards Card and Orchard Bank Classic MasterCards

Citi® Diamond Preferred® Rewards Card Offer Citi® Diamond Preferred® Rewards Card  Official
Card
Name
Orchard Bank Classic MasterCards  Orchard Bank Classic MasterCards Offer
 Logo  
 
Issuer
HSBC  HSBC Logo
 
  Brand MasterCard 
None  Annual Fee $39.00 1 year, then $59.00* 
Introductory
Rate
n/a* 
12 Mo.*  Length of
Intro Period
n/a* 
12.99% - 20.99%* (Variable)  Go To Rate
(After Intro)
14.99-19.99% (Variable)* 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Fair 
$50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening  Bullet Points:
1
An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly 
0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.  2 Acceptance at millions of locations worldwide, including website purchases and reservations 
5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**  3 Your account information is updated and at your fingertips 24/7 so you can manage it your way 
Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more  4 Email and text messages are available to remind you of your upcoming payment due date 
No annual fee  5 Knowledgeable customer service representatives to assist you with questions or concerns 
     



 


     


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