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Citi® Diamond Preferred® Rewards Card
&
Starwood Preferred Guest® Credit Card
Side-by-Side Comparison


Here is the detailed comparison.

Citi® Diamond Preferred® Rewards Card and Starwood Preferred Guest® Credit Card

Citi® Diamond Preferred® Rewards Card Offer Citi® Diamond Preferred® Rewards Card  Official
Card
Name
Starwood Preferred Guest® Credit Card  Starwood Preferred Guest® Credit Card Offer
 Logo  
 
Issuer
American Express  American Express Logo
 
  Brand American Express 
None  Annual Fee $0.00 1 year, then $65.00* 
Introductory
Rate
n/a* 
12 Mo.*  Length of
Intro Period
n/a* 
12.99% - 20.99%* (Variable)  Go To Rate
(After Intro)
15.24-19.24% (Fixed)* 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Good 
$50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening  Bullet Points:
1
Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel 
0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.  2 Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates  
5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**  3 2011 SmarterTravel® Award for "Best Travel Rewards Card" 
Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more  4 $0 introductory annual fee for the first year, then $65 
No annual fee  5  
     



 


     


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