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Citi® Diamond Preferred® Rewards Card
&
TrueEarnings® Card from Costco and American Express
Side-by-Side Comparison


Here is the detailed comparison.

Citi® Diamond Preferred® Rewards Card and TrueEarnings® Card from Costco and American Express

Citi® Diamond Preferred® Rewards Card Offer Citi® Diamond Preferred® Rewards Card  Official
Card
Name
TrueEarnings® Card from Costco and American Express  TrueEarnings® Card from Costco and American Express Offer
 Logo  
 
Issuer
American Express  American Express Logo
 
  Brand American Express 
None  Annual Fee $0.00* 
Introductory
Rate
0.00* 
12 Mo.*  Length of
Intro Period
6 Mo. on purchases* 
12.99% - 20.99%* (Variable)  Go To Rate
(After Intro)
15.24% (Fixed)* 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Very Good 
$50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening  Bullet Points:
1
American Express® Card and Costco Membership Card in one- with no annual fee for Costco members  
0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.  2 Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco 
5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**  3 Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express 
Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more  4  
No annual fee  5  
     



 


     


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