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Citi® Diamond Preferred® Rewards Card
&
PenFed Promise VISA Card
Side-by-Side Comparison


Here is the detailed comparison.

Citi® Diamond Preferred® Rewards Card and PenFed Promise VISA Card

Citi® Diamond Preferred® Rewards Card Offer Citi® Diamond Preferred® Rewards Card  Official
Card
Name
PenFed Promise VISA Card  PenFed Promise VISA Card Offer
 Logo  
 
Issuer
   Logo
 
  Brand Visa 
None  Annual Fee $0.00* 
Introductory
Rate
7.49* 
12 Mo.*  Length of
Intro Period
36 Mo. on purchases* 
12.99% - 20.99%* (Variable)  Go To Rate
(After Intro)
9.99% (Fixed)* 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Good 
$50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening  Bullet Points:
1
Absolutely No Fees 
0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.  2 7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR. 
5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**  3 No-fee cash advances carry a 17.99% APR  
Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more  4 No Foreign Transaction Fees 
No annual fee  5 Some restrictions apply. 
     



 


     


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