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American Express® Gold Card
&
Chase Sapphire SM Card
Side-by-Side Comparison


Here is the detailed comparison.

American Express® Gold Card and Chase Sapphire SM Card

American Express® Gold Card Offer American Express® Gold Card  Official
Card
Name
Chase SapphireSMCard  Chase Sapphire SM Card Offer
American Express Logo American Express 
 
Issuer
Chase Bank  Chase Bank Logo
 
American Express  Brand Visa 
$0.00 1 year, then $125.00*  Annual Fee $0.00* 
n/a*  Introductory
Rate
n/a* 
n/a*  Length of
Intro Period
n/a* 
n/a*  Go To Rate
(After Intro)
15.24% (Fixed)* 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Excellent 
Earn 10K Membership Rewards® points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership  Bullet Points:
1
Limited Time Offer - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward! 
Exclusive access to Gold Card Events- select concerts, shows, major sporting events, and more  2 2 points per dollar spend on dining & 1 point per dollar spent on all other purchases. 
Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase  3 Points never expire and there are no limits on how many points you can earn 
Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.  4 Redeem points for travel, gift cards, merchandise, cash back and more 
Get approved in 60-seconds.  5 24/7 direct access to expert service advisors (No voice recording)  
     



 


     


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