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American Express® Gold Card
&
First Option Visa®
Side-by-Side Comparison


Here is the detailed comparison.

American Express® Gold Card and First Option Visa®

American Express® Gold Card Offer American Express® Gold Card  Official
Card
Name
First Option Visa®  First Option Visa® Offer
American Express Logo American Express 
 
Issuer
   Logo
 
American Express  Brand  
$0.00 1 year, then $125.00*  Annual Fee $59 
n/a*  Introductory
Rate
n/a 
n/a*  Length of
Intro Period
n/a 
n/a*  Go To Rate
(After Intro)
19.5% 
Yes  Balance Transfer
Available
No 
Very Good  Credit Level
Required
Fair 
Earn 10K Membership Rewards® points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership  Bullet Points:
1
Get a REAL Visa® Credit Card! 
Exclusive access to Gold Card Events- select concerts, shows, major sporting events, and more  2 Up to $5,000.00 Secured Line of Credit!! 
Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase  3 Be Approved Regardless of Credit History or Income!!! 
Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.  4 Guaranteed Approval!Apply Today! 
Get approved in 60-seconds.  5  
     



 


     


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