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American Express® Gold Card
&
PenFed Promise VISA Card
Side-by-Side Comparison


Here is the detailed comparison.

American Express® Gold Card and PenFed Promise VISA Card

American Express® Gold Card Offer American Express® Gold Card  Official
Card
Name
PenFed Promise VISA Card  PenFed Promise VISA Card Offer
American Express Logo American Express 
 
Issuer
   Logo
 
American Express  Brand Visa 
$0.00 1 year, then $125.00*  Annual Fee $0.00* 
n/a*  Introductory
Rate
7.49* 
n/a*  Length of
Intro Period
36 Mo. on purchases* 
n/a*  Go To Rate
(After Intro)
9.99% (Fixed)* 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Good 
Earn 10K Membership Rewards® points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership  Bullet Points:
1
Absolutely No Fees 
Exclusive access to Gold Card Events- select concerts, shows, major sporting events, and more  2 7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR. 
Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase  3 No-fee cash advances carry a 17.99% APR  
Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.  4 No Foreign Transaction Fees 
Get approved in 60-seconds.  5 Some restrictions apply. 
     



 


     


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