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American Express® Gold Card
&
Upromise® World MasterCard®
Side-by-Side Comparison


Here is the detailed comparison.

American Express® Gold Card and Upromise® World MasterCard®

American Express® Gold Card Offer American Express® Gold Card  Official
Card
Name
Upromise® World MasterCard®  Upromise® World MasterCard® Offer
American Express Logo American Express 
 
Issuer
   Logo
 
American Express  Brand  
$0.00 1 year, then $125.00*  Annual Fee None 
n/a*  Introductory
Rate
0 on purchas 
n/a*  Length of
Intro Period
7-10 billing cycles 
n/a*  Go To Rate
(After Intro)
12.99%-20.99% Variable 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Very Good 
Earn 10K Membership Rewards® points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership  Bullet Points:
1
10% extra college savings on thousands of eligible grocery and drugstore items 
Exclusive access to Gold Card Events- select concerts, shows, major sporting events, and more  2 2% extra college savings on eligible gas purchases at Exxon and Mobil locations 
Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase  3 1% college savings on every purchase 
Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.  4 Get $25 college savings after the first qualified use of your account 
Get approved in 60-seconds.  5 No annual fee† 
     



 


     


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