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Discover
Credit Card

Discover Bank, a Morgan Stanley Company, is a major brand credit card and is the most recent entry in the top four card types. As the original CashBack card, Discover has a large offering of universally accepted cash back and reward credit cards.

 Discover Logo   Updated: 2/4/2012
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Official Data and Rates Features More
Info
Discover® More® Card
Credit Level:
Excellent
Annual Fee:
$0*
Norm Rate:
10.99% - 20.99% (Variable)*
Intro Rate:
0*
Intro Period:
15 Mo. on purchases & balance transfers*
0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Click for More Information about the Discover® More® Card card
Discover® More® Card - Balance Transfer Fee*
Credit Level:
Very Good
Annual Fee:
$0*
Norm Rate:
10.99% - 20.99% (Variable)*
Intro Rate:
0*
Intro Period:
18 Mo. on Balance Transfers; 6 on Purchases*
0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Click for More Information about the Discover® More® Card - Balance Transfer Fee*  card
Discover® Open Road Card
Credit Level:
Very Good
Annual Fee:
$0*
Norm Rate:
10.99% - 20.99% (Variable)*
Intro Rate:
0*
Intro Period:
12 Mo. on purchases & balance transfers*
Receive a $150 Restaurant.com Gift Certificate with first purchase
0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
2% automatically at any gas station and any restaurant all year long*
Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Click for More Information about the Discover® Open Road Card card
Discover® Open RoadSM Card for Students
Credit Level:
Good
Annual Fee:
$0*
Norm Rate:
13.99%-20.99% (V)*
Intro Rate:
0*
Intro Period:
9 Mo.*
0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
Double Cashback Bonus®* at gas stations and restaurants
Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Click for More Information about the Discover® Open RoadSM Card for Students card
Escape by Discover® Card
Credit Level:
Very Good
Annual Fee:
$60*
Norm Rate:
10.99%-16.99% (Variable)*
Intro Rate:
0*
Intro Period:
6 Mo. on purchases and balance transfers*
Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
Double Miles on every $1 you spend
0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
Flexible redemption options like travel credits, merchandise, gift cards or cash
Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
*Click apply to view rates, fees, rewards, limitations and other important information
Click for More Information about the Escape by Discover® Card card
Discover® Student Card
Credit Level:
Good
Annual Fee:
None*
Norm Rate:
13.99%-20.99% (V)*
Intro Rate:
0 on Purchases*
Intro Period:
9 Mo.*
0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Click for More Information about the Discover® Student Card card
Miles by Discover® Card
Credit Level:
Very Good
Annual Fee:
$0*
Norm Rate:
10.99%-16.99% (Variable)*
Intro Rate:
0*
Intro Period:
6 Mo. on purchases & balance transfers*
Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Click for More Information about the Miles by Discover® Card card
Discover® Motiva Card
Credit Level:
Very Good
Annual Fee:
$0*
Norm Rate:
10.99% - 20.99% (Variable)*
Intro Rate:
0*
Intro Period:
15 full Mo. on Balance Transfers and Purchases*
Earn Cashback Bonus® for your good credit management
0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Click for More Information about the Discover® Motiva Card card
Discover® Student Tropical Beach Card
Credit Level:
Good
Annual Fee:
None*
Norm Rate:
13.99%-20.99% (V)*
Intro Rate:
0 on Purchases*
Intro Period:
9 Mo.*
0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Click for More Information about the Discover® Student Tropical Beach Card card
All reasonable efforts are made to collect and provide accurate information about current Discover credit card offers. Due to the dynamic nature of credit card issuers objectives and requirements, all information is presented without warranty. You may click in the "Apply Now" column to review the Discover credit card offer, terms and conditions on the credit card issuer's web site.


Recent Discover Headlines
See Full Text Why Should We Co-Sign the Discover Card?

Discover Related Articles
Discover - From Sears to Morgan Stanley, still the cash back brand.   by Ted Hamilton
As the interest in credit cards grew in the 80's, more companies began to emerge. Sears, the largest retailer in the United States at the time, decided to get in on the action. The company had already bought several financial...   Read More

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