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"Comparisons and secure applications of the best credit card offers online." |
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Additional Details, Terms and Conditions | |
| Category | Reward - Other |
|---|---|
| Status | Platinum |
| Introductory Percentage Rate | 0.00 |
| Introductory Time Period | 12.00 |
| Intro Applies To | Purchases, Balance Transfers |
| Intro Details | None |
| APR for Purchases | 10.990 |
| Purchase Rate Type | Variable |
| Minimum APR on Purchases | No |
| APR for Cash Advances | 20.990 |
| Cash Advance Rate Type | Variable |
| Minimum APR on Cash Advances | No |
| Finance Charge Calculation | Average Daily Balance (including new purchases) |
| Annual Fee | $0 |
| Additional Annual Fees | $0 |
| Annual Fee Detail | None |
| Grace Period | 20 Days (Min.) |
| Late Payment Fee | $15 on balances less than $100; $29 on balances of $100 up to $250; $39 on balances of $250 or more |
| Over Limit Fee | $39 |
| Cash Advance Fee | 3%, $10 minimum |
| Balance Transfer Fee | 3%, $5 minimum, $99 maximum |
| Minimum Balance Transfer | n/a |
| Maximum Balance Transfer | n/a |
| Type of Reward | Point |
| Optional Reward | No |
| Points Earned Per Dollar Spent | 1 Point |
| Additional Points | None |
| Point Details | Points are redeemable for travel, cash, merchandise, and gift certificates/gift cards. |
| Expiration | n/a |
| Yearly Limit | 60,000 Points (5,000 per billing cycle) |
| Bonus Approval | None |
| Bonus First Purchase | 1,000 Points |
| Bonus Balance Transfers | None |
| Bonus Annual | None |
| Bonus Other | None |
| Bonus Details | None |
| Additional Perks | Various Internet account related services. Lost and stolen card reporting. Emergency cash replacement. Emergency card replacement. No liability for unauthorized transactions. Purchase protection. Extended warranty for purchases. Auto rental insurance (Auto Rental Collision Damage Waiver). Travel accident insurance. Year-end financial statement (upon request). Various travel and emergency assistance services. See website for additional benefits. Certain restrictions, limitations, and exclusions apply. If an account is opened, please refer to the Guide to Benefits for details. |
| Notations | The APR for purchases and balance transfers varies according to the applicant's credit history and will be 5.99%, 9.99%, or 14.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure. |
| Features / Benefits: | Earn 1 Point for Every Dollar Spent |
| 1 | Earn Airline Tickets, Hotel Stays, or Car Rentals |
| 2 | 0% Introductory APR for Up To 12 Months on Purchases and Balance Transfers |
| 3 | No Annual Fee |
| 4 | Earn Travel with as Little as 25,000 Points |
| Rating | 2.50 |
| Benefit Rating | 4.00 |
| Best Feature | 0% introductory rate for purchase and balance transfers; no annual fee; free rewards program. |
| Worst Feature | Higher APR for less qualifying applicants. |
| Review | The Chase Flexible Rewards™ Platinum Visa®, issued by Chase, is designed for those who have very good credit and plan to take advantage of the rewards program. Through the rewards program, cardholders earn one point for every dollar spent on general purchases. Points may be redeemed for airline tickets, hotel stays, car rentals, merchandise, and more. There is a maximum of 60,000 points that may be earned per year. This card has no annual fee, and the interest rate for purchases and balance transfers is reasonable for a reward card (for those who qualify). In addition, there is a 0% introductory rate offered on purchases and balance transfers for up to the first twelve months of cardmembership. This card also offers a variety of additional benefits, such as travel accident insurance, no liability for unauthorized transactions, auto rental insurance, and extended warranties for purchases. Therefore, those who qualify for the lowest rate offered and will take advantage of the rewards program will benefit most from what the Chase Flexible Rewards™ Platinum Visa® has to offer. |
| Date of Data Update | 2008-08-19 00:00:00 |
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