"Comparisons and secure applications
of the best credit card offers online."
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"Comparisons and secure applications of the best credit card offers online." |
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Additional Details, Terms and Conditions | |
| Name | Orchard Bank® Classic MasterCard® |
|---|---|
| Most Attractive | Reports to credit bureaus; additional cardholder benefits. |
| Least Attractive | Annual fees; processing fees. |
| Description | The Orchard BankŪ MasterCard® is an excellent credit card choice for people looking to build their credit. As a cardmember, you'll also enjoy acceptance at millions of locations worldwide, including website purchases and reservations; account information updated and at your fingertips 24/7; email and text messages to remind you of your upcoming payment due date with online enrollment. Get prequalified online in just 30 seconds! |
| Short Description | The Orchard Bank® MasterCard® is an excellent credit card choice for people looking to build their credit. Get prequalified online in just 30 seconds! |
| Content Updated Date | Sep 16 2010 4:09PM |
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| Issuer | HSBC |
| Category | Poor Credit |
| Card Type | MasterCard |
| Introductory Rate Offer | No introductory rate information available. |
| Card Status | Standard |
| Introductory APR | 0.00 |
| Purchase Based on Index | Prime Rate |
| Purchase Index Value | 0.00 |
| Margin Rate for Purchases | 0.00 |
| APR for Purchases Numeric | 0.00 |
| APR for Purchases | Standard APR: 7.90% - 28.90% |
| Rate for Purchases is | Variable |
| Minimum APR for Purchases | No |
| APR for Purchases Updated | Monthly |
| Cash Based on Index | Prime Rate |
| Cash Index Value | 0.00 |
| Margin Rate for Cash Advances | 0.00 |
| APR for Cash Advances Numeric | 20.90 |
| APR for Cash Advances | 20.90% |
| Rate for Cash Advances is | Variable |
| Minimum APR for Cash Advances | No |
| APR for Cash Advances Updated | Monthly |
| Method of Computing Balance | Average Daily Balance (including new purchases) |
| Annual Fee | $0-$59 the first year* |
| Annual Fee for Additional Cardholders | n/a |
| Annual Fee Details | *$0-$59 the first year: $35-$59 per year thereafter, based on creditworthiness |
| Late Payment Fee | Late Fee: $30 if balance is less than or equal to $1000; $35 if balance is more than $1000 |
| Over The Limit Fee | Over the Credit Limit Fee: $19 if credit limit is less than or equal to $250; $30 if credit limit is more than $250 |
| Cash Advance Fee | 5%, $5 minimum |
| Minimum Credit Limit | Based on Credit Profile |
| Maximum Credit Limit | Based on Credit Profile |
| Application Fee | $0 - $49 |
| Additional Perks | See website for additional benefits. |
| Important Notations | Disclosure: It is our goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed. See website for complete terms and conditions of card usage and application disclosure. |
| Credit Rating | Poor |
| Card Overall Rating | 4.00 |
| Card Benefit Rating | 2.50 |
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