"Comparisons and secure applications
of the best credit card offers online."
|
"Comparisons and secure applications of the best credit card offers online." |
|
Additional Details, Terms and Conditions | |
| Name | Starwood Preferred Guest(R) Credit Card from American Express |
|---|---|
| Description | The Starwood Preferred Guest® Credit Card from American Express is designed for those with good credit who frequently stay at Starwood hotels and resorts and plan to take advantage of the various benefits and services that are provided. In reference to the rewards program, one point is earned for every dollar spent on the card and double points are earned at participating Starwood properties and retail outlets. Cardholders also earn one additional point per $1 spent on qualified purchases through their membership in the Starwood Preferred Guest® loyalty program. Points can be redeemed for various travel services, such as free hotel stays and airline travel. Cardholders also earn 10,000 bonus points after their first purchase and 15,000 Bonus Starpoints® after spending $15,000 In 6 months. Points do not expire as long as the account is active within a one-year period. Perhaps what is most impressive about the program is the fact that cardholders can transfer earned points to a variety of frequent flyer programs. Aside from the rewards program, the card does offer a variety of benefits such as travel accident insurance, auto rental insurance, discounts via the Offer Zone, and various fraud protection services (see website for all benefits available). The interest rate for purchases is average (for a rewards card), and there is an annual fee of $65 that is waived the first year. There is also a low introductory rate for purchases and balance transfers for the first six months. Therefore, those who can afford to pay in full each month after the introductory rate expires (to avoid finance charges), frequently stay at Starwood hotels and resorts (to earn additional points), and can accumulate enough points for a free hotel stay or other travel-related service within a two-year period will benefit most from what the Starwood Preferred Guest® Credit Card from American Express has to offer. |
| Short Description |
|
| Rating | 4 |
| Content Updated Date | May 26 2011 12:00AM |
| Bullets |
|
| Issuer | Amex |
| Category | Travel Rewards |
| Card Type | American Express |
| Introductory Rate Offer | 2.90% on Purchases and Balance Transfers for 6 months |
| Card Status | Platinum |
| Introductory APR | 2.90 |
| Time Period Months or Billing Cycles | 6 |
| Time Period Type | Months |
| Purchase Index Value | 0.00 |
| Margin Rate for Purchases | 0.00 |
| APR for Purchases Numeric | 15.24 |
| APR for Purchases | 15.24% variable |
| Cash Index Value | 0.00 |
| Margin Rate for Cash Advances | 0.00 |
| APR for Cash Advances Numeric | 0.00 |
| Annual Fee Numeric | 65 |
| Annual Fee | No annual fee for the first year - then $65 |
| Additional Perks | Earn Up to 25,000 Starpoints(R) |
| Card Overall Rating | 0.00 |
| Card Benefit Rating | 0.00 |
Credit Card Offers | Privacy Statement | Terms of Use | Comparison Grid | Credit Articles | News Archives | Site Map |
|
©Copyright 2012 ENC Group, Inc. |
|
